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Our Process

Every client has their own different requirements and specific circumstances. We follow a tried-and-tested process to source the best funding solution for your situation, but we are also flexible and adapt our approach to suit your circumstances.

We’ll always start off by listening to your assessment, before bringing our experience to bear in delivering the debt finance you need to achieve your objectives. We never make assumptions, but will instead invest time to know your business and properly understand your funding rationale.

The duration of our process depends on the complexity of your requirements; more straightforward cases will often involve rapid turnaround times, whilst more complex SME and corporate scenarios may take a little longer. Whether your needs are straightforward or complicated, rest assured that we will keep you updated every step of the way.

Here’s how we do it:

1. Information gathering

We speak with you to get a detailed understanding of your company, strategy and funding requirements – we’ll also ask you for some basic information.

2. Assessing your options

We utilise our expertise and market knowledge to identify possible outline funding structures or options.

3. Sense checking

Where required, we will approach funder contacts to confidentially sense-check our initial thinking – on a strictly no-names basis.

4. Outlining our recommended approach

We will come back to you with our proposed funding approach, including our terms of engagement and fee structure.

5. Building a funder proposal

Should you agree our proposed approach, we will proceed with a detailed investigation and build up our ‘funder pack’.

6. Presenting our proposal

We will then present the funder pack to a carefully identified prospective funder or funders, aiming to secure indicative terms before proceeding to the next stage.

7. Sourcing an offer

We will liaise with you and the prospective funders to negotiate a credit-backed offer of finance, delivering direct assistance for the lender’s due diligence and underwriting processes.

8. Obtaining an offer

We obtain a credit-approved offer of finance from the preferred funder, contingent upon underwriting and approval.

9. Activating your facility

If you decide to accept the offer presented to you, we will work with you and your new funder to address any preconditions of finance and guide you through the process of facility activation and drawdown of funds.

Get in touch

Whatever your debt finance requirements, we are here to help. Please call us on 01763 299475, email hello@primaryfinancegroup.co.uk, or fill in our Contact Form below.

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Disclaimer: Primary Finance Group is an arranger of finance facilities and not a lender. We do not hold ourselves out to be an adviser to a Borrower. Any assessment and decisions concerning finance facilities sourced by Primary Finance Group reside entirely with a Borrower in conjunction with their own professional advisers. Any decision to make available finance facilities to a Borrower rests solely with a lender and not ourselves. Primary Finance Group strictly arranges finance for businesses, most typically limited companies. We operate by arranging strictly non-regulated commercial finance for companies, therefore Primary Finance Group is not FCA regulated and we cannot consider regulated finance requirements including for sole traders or individuals.

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Contact us

Whether you are a business seeking advice or a lender interested in joining our panel, we would be delighted to hear from you.

Subscribe to our mailing list here

Join our subscriber community for our latest news and considered insights

Subscribe to our mailing list here

Join our subscriber community for our latest news and considered insights